From $29.00 NZD per day
Our liability reduction options give you the freedom to focus on creating remarkable moments rather than worrying about the what-ifs.
All our rentals include comprehensive insurance with your daily hire. This covers accidental damage to the motorhome and public liability, so we encourage you to be adventurous (but not negligent or irresponsible).
Unlike many other motorhome rental companies, we cover you for pretty much everything. This includes overhead and underbody damage (the most common accidents), single-vehicle accidents (e.g. you reverse into a tree at a campsite), towing and recovery of your motorhome, and any instances of theft, fire, or vandalism.
While our insurance is much more comprehensive than most, we recommend you check out our Rental Terms and Conditions for any exclusions.
While insurance is covered in your daily rate, your level of liability (in the event of an incident) is high, sitting at NZ$7500. We have multiple liability reduction options for you to choose from depending on the liability you feel comfortable with while stepping outside of your comfort zone.
If the motorhome is damaged, you are required to contribute to the cost of replacement or repair up to the liability (excess/deductible) amount of NZ$7500. If there's more than one incident in which the motorhome is damaged, a separate liability applies for each incident. You can reduce the amount you need to contribute (your liability) by taking advantage of one of our liability reduction options.
Our Basic option is included with your rental. It covers you for accidental damage to the motorhome as well as damage to someone else’s vehicle or property—as long as you're not being negligent or irresponsible.
The included Basic liability option has a NZ$7500 excess (or deductible), but we also offer a few additional liability reduction options for added peace of mind.
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You might be thinking: “I’m a great driver, and I haven’t had an accident in years—so why look at reducing your level of liability?”
While you may be experienced with driving a campervan or motorhome, many of our guests are doing it for the first time (sometimes even on the opposite side of the road than they are used to). Because NZ drivers do not need to have insurance on their private vehicles, you will be charged for damage regardless of who is at fault. Even if you're the best driver in the world and someone else caused the accident, you would still be liable for the cost of repair until we are able to recover it (which can be a lengthy process).
New Zealand's diverse terrain means roads are often narrow, hilly, and windy (with plenty of sharp corners). Outside of the main cities, there are very few motorways. Most of our roads are single lane in each direction without barriers in between. You may also encounter gravel roads.
Damage to windscreens is very common, and the cost of a replacement windscreen can be up to NZ$1000. (So the cost of repairs can quickly add up!)
This is why we highly recommend our guests opt for a lower level of liability by taking up one of our liability reduction options.
Please note that Wilderness’ liability reduction options are null and void if any of the rental agreement terms are breached. For more information, check our Terms and Conditions.
We recommend the VIP option to all Wilderness guests for added peace of mind while embarking on your New Zealand adventure.
For an additional cost per day, you’ll get:
*GPS at NZ$7, RUCRF NZ$12 assuming average 200km travelled
Our Maxi liability reduction option includes:
Our Extra liability reduction option includes all the Standard features with a reduced excess (or deductible) of NZ$950. The Road User Charge Recovery Fee is not included with this option.
If you opt for the Standard option to cover motorhome liability, also remember that:
Also, the Road User Charge Recovery Fee applies with the Standard option.
You can choose your package at the time of booking or at any time up to and including when you pick up your motorhome. Just make your selection on My Booking page. If you’re leaning towards the VIP option, we recommend you select this option sooner rather than later to ensure the availability of all of the extra amenities included with the package.
If you have any questions about liability reduction options, feel free to reach out to our Reservations team. They’ll be happy to go through the options with you!
If you choose our Standard Cover, a bond of NZ$7500 is authorised when you sign the rental agreement. This bond will be charged immediately (in full) to your credit card in the event of an accident or if the conditions of hire that you sign are not satisfied. If you choose one of our other liability reduction options, your bond amount is scaled based on your selection.
If you decide not to choose the VIP Package, the applicable liability will be uplifted in full when you have an accident or incident, regardless of the severity of the accident or incident (Extra Package - NZ$950.00; Maxi Package - NZ$450.00; Standard Package - NZ$7500.00).
If you breach the terms and conditions of your hire, you may null and void the applicable bond amount you have selected and be liable for the total cost of the damage and/or associated costs with the incident.
We recommend that you also arrange your own travel insurance. Personal travel insurance usually covers you for other events such as illness, travel cancellation, delays, or missed connections. These plans may also cover lost, stolen, or damaged personal items and travel documents, and sometimes even personal accidents or personal liability.
We do not cover personal liability or lost, stolen, or damaged personal items in our insurance.
For more information, check out the cancellation and amendment terms in our Terms and Conditions.